About Us

We are McCosh Holdings Limited, trading as Yokahu, which is incorporated and registered in England and Wales with company number 12061729 and whose registered office is at One Lime Street, London, EC3M 7HA, UK. McCosh Holdings Limited is an Appointed Representative of ES Risks Limited which is authorised and regulated by the Financial Conduct Authority.

Overview

This policy explains how we collect and use personal data in compliance with the UK General Data Protection Regulation (UK GDPR) and the UK Data Protection Act 2018. McCosh Holdings Limited is the data Controller responsible for your personal data.

Personal Data We Collect

We may collect and process the following categories of personal data: your name; your address or property location; your mobile number and email address; card or bank details; and identity verification documents.

How We Collect Data

Personal data is primarily entered by users into our online web portal.

Legal Basis for Processing

We process your personal data on the basis of performance of a contract and compliance with our regulatory obligations. We do not anticipate collecting any special category data.

Data Sharing

We may share your personal data with the following categories of recipients in order to provide our services: Amazon Web Services (data storage); Stripe and Vitesse PSP Ltd (payment processing); Shufti Pro (identity verification); weather data providers; insurance partners; and financial regulators.

Data Security

Your personal data is encrypted both in transit and at rest. We employ industry-standard security measures including SHA256, TLS 1.3 and SSL.

Data Retention

We retain card and bank information for six years following the termination of our relationship with you, in line with our legal and regulatory obligations.

Your Rights

Under UK GDPR you have the right to access your personal data; to rectification of inaccurate data; to erasure; to restriction of processing; to data portability; to object to processing; and to withdraw consent at any time.

Contact

For any data protection queries, or to exercise your rights, please contact our Data Protection Officer at dataprotectionofficer@yokahu.co, or our general enquiries team at info@yokahu.co. You also have the right to lodge a complaint with the Information Commissioner's Office (ICO) at https://ico.org.uk/concerns or on 0303 123 1113.