Broker Solutions
Our cat-risk.com marketplace platform empowers brokers to build the future of weather risk transfer. Parametric insurance pays out automatically when a pre-agreed trigger is met — eliminating claims delays and providing liquidity exactly when it's needed.
Access Multiple Capacity Sources
On cat-risk.com a broker can prepare quotes for clients in just a few seconds.
Access a wide range of easy-to-use pricing tools with algorithmic support. Create fine-grained payout structures, review historic events, and produce quotes for clients.
Platform algorithms automatically search out the cheapest price from all available capacity ensuring your client gets the best deal.

Pre-approved capacity means quotes can be bound instantly without additional underwriting delays.

Cat-risk.com automatically aligns risk submissions with different carrier appetites based on peril, geography, and attachment points.

A Fair & Equal Market
Pricing algorithms are broker-independent and calculate pricing based on pure risk. All market participants receive the same quoted price, removing the advantage of size and scale.
AI Tools to Explain the Product
Easy-to-share product sheets, trigger tables and structured product explanations help guide clients through a purchasing decision.

Parametric Insurance

A faster, more transparent alternative to traditional cover

Parametric insurance pays out automatically when a pre-agreed trigger — such as wind speed, rainfall, or earthquake intensity — is met, instead of assessing physical damage. This eliminates claims delays, simplifies coverage, and provides liquidity exactly when it's needed.

Parametric solutions are increasingly used to protect against climate-related and systemic risks, particularly in regions or sectors where traditional insurance is too slow, expensive, or unavailable.

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Develop, quote and bind innovative insurance products in seconds

STEP 01

Client's needs at the centre of the process

Brokers and insurers can quickly place requests on behalf of their clients on the cat-risk.com platform.

STEP 02

Machine learning co-pilot for underwriting and quoting

Fine-tune cover, price, quote and underwrite the policy using behind-the-scenes machine learning and platform algorithms.

STEP 03

Bind risk, issue documentation and settle funds

The platform digitally binds using the cheapest available capacity, issues policy documents and processes premium for all parties.

STEP 04

Monitor weather and settle claims

Yokahu's platform monitors weather in insured locations, automatically identifies claim events and initiates client payments near-immediately.

Built-in co-pilotBest price in the marketAccess multiple carriersImmediate quote and bind
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Timeline

We have deep roots in insurance

Yokahu was born out of the insurance industry's need to evolve digitally and build better parametric weather risk transfer products.

90+
countries serviced
4+
perils covered
$1bn
of capacity available on platform
2019–2020
Our foundationsYokahu was founded in 2019 and signed a climate research partnership with the University of East Anglia in 2020 — one of the world's leading institutions for the study of climate change.
2021
Lloyd's Coverholder status & Caribbean pilotsYokahu became a Lloyd's Coverholder, allowing distribution in over 90 countries, and launched parametric weather pilot projects in the Caribbean.
2022
Incubation and accelerationYokahu graduated from the AWS Fintech accelerator and the Lloyd's of London Lab, adapting the business model from pilot learnings.
2023
International recognition from the UN and moreFinalists for the international 'AI for the Planet' award, co-run by Boston Consulting Group and the United Nations. Invited by UNEP to present to delegates of COP 28 on digitisation and data.
2025
Launch of cat-risk.comAfter four years of development, the cat-risk.com platform was unveiled to the insurance markets in early 2025.

Evolution Not Revolution

A collaborative approach to insurance innovation

By working closely with our key market partners, we prepare today's market for the needs of the future.

Lloyd's of London

We are an approved coverholder within the Lloyd's of London insurance market.

Key Compliance Partnerships

Yokahu is an Appointed Representative of ES Risks Limited, which is authorised and regulated by the Financial Conduct Authority.