Powering the world's most advanced parametric climate risk transfer platform using AI

Yokahu is the MGA at the centre of cat-risk.com, a digital marketplace for worldwide parametric natural catastrophe insurance for a rapidly changing world

  • Quote and bind parametric weather insurance in seconds
  • Use AI to design customer-centric products and develop a compelling client narrative
  • Automate parametric claims calculations and payouts

Already chosen by:

About Us

Driven by innovation and powered by AI, we facilitate parametric risk transfer across insurance markets world-wide

The ecosystem

Cat-risk.com connects brokers, data sources and risk carriers to develop, quote, bind and pay claims for innovative (re)insurance products

Client's needs at the centre of the process

Brokers can quickly design and place solutions for their clients on the cat-risk.com platform

Machine Learning co-pilot for underwriting and quoting

Fine-tune cover, quickly price, quote and bind the policy using machine learning and platform algorithms

Bind risk, issue documentation and settle funds

The platform digitally binds, issues policy documents and processes the premium for all parties

Monitor Weather and settle claims

cat-risk.com monitors the weather, automatically identifies claim events and automates payouts

Do more, faster

Unlock the efficiency of your team through intelligent AI features and powerful on-platform tools

Cat-risk.com is designed to accelerate risk transfer and improve quote-to-bind whilst significantly reducing costs

Access to more data models and calculation agents

  • ReAsk
  • Floodbase
  • Cat-x
  • USGS
  • NASA
  • NOAA

Real-time underwriting and dynamic, fine-grained pricing tools

AI-Driven innovation creates Competitive Advantage

  • Underwriting recommendations engine
  • Client narrative automatic generation
  • Algorithmic capacity allocation

Yokahu is a Lloyd's Approved Coverholder

Global

Cat-risk.com works across all geographical markets, for all perils

  • Hurricane
  • Flood
  • Earthquake
  • Wildfire (coming soon)
  • Hail (coming soon)

faq's

Frequently asked questions on cat-risk.com

Parametric insurance is a fast, transparent alternative to traditional indemnity cover. Instead of assessing physical damage, it pays out automatically when a pre-agreed trigger — such as wind speed, rainfall, or earthquake intensity — is met. This approach eliminates claims delays, simplifies coverage, and provides liquidity exactly when it's needed. Parametric solutions are increasingly used to protect against climate-related and systemic risks, particularly in regions or sectors where traditional insurance is too slow, expensive, or unavailable.

Parametric weather insurance is a fast, claims-free solution for weather risks. It is ideal for clients in catastrophe-prone or underinsured areas.

Yokahu is an MGA and a coverholder at Lloyd's. We are a 2022 graduate of the Lloyd's Lab and have been developing parametric weather insurance technology solutions for more than five years.

The name Yokahu was chosen as it is the Taino people's creation deity, the zemi of peace, tranquility, agriculture and protector from hurricanes.

Almost always, yes.

Unlike every other parametric insurance platform Cat-risk.com is not tied to a single carrier. We automatically align risk submissions with different carrier appetites based on peril, geography, and attachment points, including facilitating co-insurance structures. Cat-risk.com also provides brokers with a guided quoting engine to help configure and price parametric products, including built-in validation to prevent unviable structures.

Parametric policies have transparent trigger logic and payout automation so the client is not required to initiate a claim and there is no loss adjustment process. Because the policy is digitised, claims are processed much faster, supporting your client to recover more quickly. Yokahu's technology facilitates the speed of the claims process but the claim is always paid out from the Carrier's loss fund.

The numbers behind cat-risk.com

We are a forward-thinking digital MGA specializing in parametric weather insurance. We develop artificial intelligence and machine learning tools that solve the real-world market problem of faster, more efficient and more relevant insurance products.

50%

of the top 20 brokers already onboarded

$1bn

of risk capacity available on our platform

Testimonials

What our clients say

"This is perfect timing for the market and will allow the team to efficiently handle simple business."

Broker

Top #3 Global Broker

"We are looking for automated rate-quote-bind or self-directed structuring to speed up and increase volume potential for parametric cover"

US Segment Leader Parametric Solutions

Top #5 Global Broker

"Having access to a platform like this will be a game changer"

Managing Director

Top #10 Global Broker

“This is absolutely the right approach, and I couldn’t be more pro this.”

Head of Parametric insurance

Top #5 Global Broker