Carrier Solutions
Our cat-risk.com marketplace platform enables risk carriers to quickly build profitable parametric portfolios. Automated underwriting allows far greater volume across a wider range of exposure, freeing underwriters to focus on complex risks.
Platform Features
Granular Controls & Limits
Co-Insure with Similarly Rated Capacity
Automated Claims Processing
Automated Underwriting
For simple risks, Yokahu's fully automated pricing algorithms handle the complete range of perils automatically. Set delegation controls based on geography, attachment points, premium sizes, exposure limits, rate concentration and more.
Build Profitable Portfolios
Improve profitability through intelligent risk selection, using on-platform tools to capture a portfolio of widely diversified and uncorrelated risks. Stack risks, tier capacity with different margin targets, or co-insure alongside other carriers.
Real-Time Exposure Management
Customisable dashboards allow exposure management teams to anticipate losses and model different loss events. Automatically calculate, review and approve claims payouts and push payments directly to international payment rails.

Build a Profitable Portfolio

The easiest way to build a profitable parametric portfolio

Automated underwriting allows a far greater volume of smaller deals over a far greater range of exposure, freeing underwriters to focus on pricing more complex risks. Our algorithms work with you to de-risk your portfolio, improving profitability.

Selectively insure across a whole range of perils, then fine-tune appetite based on geography, attachment points, premium sizes, exposure limits and rate concentration. Carriers can also automatically co-insure with others to reduce exposure — while Yokahu's automated claims process takes the hard work out of exposure management.

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A step-by-step approach to building a profitable parametric portfolio

STEP 01

Place capacity

Reach the entire market, 24 hours a day. Automated underwriting binds risks without intervention, selecting 'good' risks where slower market participants miss out.

STEP 02

Set controls and limits

Fine-tune risk appetite based on geography, attachment points, premium sizes, exposure limits, rate concentration and more.

STEP 03

Monitor portfolio

Use powerful analytical tools to take a real-time, insight-oriented view of your portfolio as it grows.

STEP 04

Manage exposure and oversee claims

Get alerts for forecasted events, carry out just-in-time loss fund management, and ensure capital is put to work efficiently while the automated claims process runs.

Fully automated underwritingComprehensive controls and limitsReal-time portfolio viewCapital-efficient loss fund management
Latest Projects
Our Work
Community Associations Hurricane Cashflow Insurance
Parametric
Insurance
Cashflow
Hurricane
HOA
Community Associations Hurricane Cashflow Insurance
Transportation Businesses Hurricane Revenue Protection
Parametric
Insurance
Revenue Protection
Hurricane
Transportation
Transportation Businesses Hurricane Revenue Protection
Hospitality Businesses Hurricane Cashflow Insurance
Parametric
Insurance
Hospitality
Hurricane
Cashflow
Hospitality Businesses Hurricane Cashflow Insurance
Municipality, County, and School District Budget Certainty
Parametric
Insurance
Hurricane
Cashflow
Public Entities
Municipality, County, and School District Budget Certainty
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Timeline

We have deep roots in insurance

Yokahu was born out of the insurance industry's need to evolve digitally and build better parametric weather risk transfer products.

90+
countries serviced
4+
perils covered
$1bn
of capacity available on platform
2019–2020
Our foundationsYokahu was founded in 2019 and signed a climate research partnership with the University of East Anglia in 2020 — one of the world's leading institutions for the study of climate change.
2021
Lloyd's Coverholder status & Caribbean pilotsYokahu became a Lloyd's Coverholder, allowing distribution in over 90 countries, and launched parametric weather pilot projects in the Caribbean.
2022
Incubation and accelerationYokahu graduated from the AWS Fintech accelerator and the Lloyd's of London Lab, adapting the business model from pilot learnings.
2023
International recognition from the UN and moreFinalists for the international 'AI for the Planet' award, co-run by Boston Consulting Group and the United Nations. Invited by UNEP to present to delegates of COP 28 on digitisation and data.
2025
Launch of cat-risk.comAfter four years of development, the cat-risk.com platform was unveiled to the insurance markets in early 2025.