Parametric insurance on Yokahu's digital platform is the easist way to build a profitable portfolio. Automated underwriting allows a far greater volume of smaller deals over a far greater range of exposure and frees underwriters up to focus on pricing more complex risks. Our algorithms work with you to de-risk your portfolio, improving profitability.
On our fully digital platform, risk carriers can selectively insure from a whole range of perils, and then fine-tune appetite based on geography, attachment points, premium sizes, exposure limits, rate concentration and more. Carriers can also automatically co-insure with other carriers in order to reduce exposure.
In addition, Yokahu's automated claims process takes the hard work out of exposure management and claims handling.
For simple risks, Yokahu's suite of on-platform fully automated pricing algorithms take care of antomatically pricing a full range of perils
Set delegation controls based on geography, attachment points, premium sizes, exposure limits, rate concentration and much more
Stack risks, tier capacity with different margin targets or co-insure alongside other carriers to collaborate and/or compete for different risks
Improve profitability through intelligent risk selection, using on-platform tools to capture a portfolio of widely diversified and uncorrelated risks
Customisable dashboards allow exposure management teams to anticpate losses and model different loss events
Automatically calculate, review and approve claims payouts. Push payouts directly on to international payment rails
Capital tied up in loss reserves can be better put to work; real-time exposure management and event forecasting means that loss funds only need to be topped up 'just in time' for claims payouts to be processed, and not before.
The cat-risk.com platform offers risk carriers a real-time, up-to-date and highly granular view of your portfolio. These insights are highly advantageous for oversight, business planning and capacity decisions
Step 01
Placing capacity on cat-risk.com allows you to reach the entire market, 24 hours a day. Automated underwriting allows you to bind risks without intervention, selecting 'good' risks where slower market participants miss out
Step 02
The platform allows you to fine-tune risk appetite based on geography, attachment points, premium sizes, exposure limits, rate concentration and more
Step 03
Use our powerful analytical tools to take a real-time, insight-orientated view of your portfolio as it grows
Step 04
Get alerts for forecasted events, carry out just-in-time loss fund management, and ensure capital is put to work efficiently. An automated claims process means that you can focus on writing complex risks and growing and improving your portfolio